Back to Home Page
About us

Like California itself, First Cal continues to build on a legacy of bold, pioneering action.

In 1977, to help guide the state's expansive growth, we created First California Mortgage Company, which provided builder and retail financing. We established Headlands Mortgage Company as a wholesale division. In addition, we expanded First Cal's operation across the country, at one time originating loans in 42 states. The original First Cal was sold to a Fortune 100 company in the mid 1990s.

Today, First Cal continues the same spirit of personalized service and professionalism, guided by a commitment to fair pricing for Californians. With prosperity as the overarching goal, we calculate success in human terms: understanding the needs of customers, offering them the right products at the right terms, safeguarding their trust, responding swiftly to their concerns, communicating to them with clarity and making every effort to ensure them a positive experience.

We are only satisfied when our customers share in the collective sense of well-being and prosperity. We enable our business partners to deliver on their own promise to help Californians realize financial goals by providing a mortgage on the best possible terms. Like them, we cherish long-term customer relationships and strive to earn those relationships through quality products and outstanding service.

Our customers and partners know they can rely on us to provide insight into the workings of the California mortgage market. We know how to gauge risk, move quickly, and form relationships that work in a collaborative way so that we all share in the prosperity.

So welcome to First Cal. We invite you to become more closely acquainted with who we are and what we can do for you.

Please contact us if you want to know more.