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DealPoint: Constructing a residential housing solution
A new housing market is on the horizon, where community lenders can compete with national companies on a level, cost-of-capital playing field. Today, you have a competitive edge in a turbulent market. Your local presence, reliability and reputation for integrity are beacons of trust to consumers rediscovering the value of personal relationships.
The starting point
By exploring the opportunities available to you under First Cal DealPoint, you will quickly see that a robust mortgage program is not only within reach, but at your fingertips. Our mission is to work with you to tailor a mortgage program that creates prosperity for your business and your customers. By connecting the product and pricing advantages we enjoy from our capital market partners with the financial strengths of institutions like yours, we can create a program that you can easily adopt, nurture and grow as time goes by.
DealPoint is the logical marriage of core competencies between a mortgage banking conduit and community-based financial institutions. Our vision is to help community-based lenders provide responsible mortgage products that will create lasting prosperity for their clients, their institution and our investors.
Core to this vision is the belief that a sustainable business model is possible only when all parties, from investors to borrowers, benefit from a positive customer experience and receive lasting value-insight earned from 30 years in mortgage lending. DealPoint empowers your company to provide a wide range of mortgage loan products to your customers, helping you develop a long-term strategy even as the housing market moves through a down cycle. Offer more products, gain new customers and retain current customers.
Two Programs to choose from
DealPoint gives you two avenues to choose from when structuring your mortgage loan program, the first enables you to earn fee income when you source applicants and provide them services during the lending process. The second avenue is organized as a classic mortgage banking relationship, where you control the client from inquiry to close, leveraging our technology and our access to mortgage capital.
First Avenue
Second Avenue
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