DealPoint: Constructing a residential housing solution

A new housing market has arrived, where community lenders compete with national companies on a level, cost-of-capital playing field. Today, you have a competitive edge in a turbulent market. Your local presence, reliability and reputation for integrity are beacons of trust to consumers rediscovering the value of personal relationships.

The starting point
Look closely at First Cal DealPoint. You’ll quickly see that a robust residential mortgage Lending program is not only within reach, but at your fingertips. Utilizing our mortgage banking resources you can grow income, mitigate capital risk and avoid adding fixed costs. By combining your financial strength with the product and pricing advantages we enjoy from our capital market partners, we can together create a program that you can easily adopt, nurture and grow over time.

Three programs to choose from
DealPoint gives you three avenues to choose from when structuring your mortgage loan program, from mortgage banking relationships that enable you to compete with the largest lenders with a wide variety of loan products, to a joint marketing venture where we collaborate to meet your customers' mortgage needs.

For your protection
All of the programs include secure servicing options that help protect earned depositor relationships. These options insulate your customers from predatory solicitations from national competitors.

Why First Cal?
First Cal’s legacy is built upon solid pillars: the tailoring of loan programs for today's market, a deep understanding of the individual needs of every customer, the engagement in open and candid dialogue with business partners, and the provision of expert service to consumers and partners alike. The First Cal team prizes customer satisfaction and possesses a broad spectrum of knowledge earned by helping consumers achieve their goals of home ownership and financial stability.

Get started now
For answers to your questions about DealPoint, or to enroll in one of our three lending avenues, contact Emil Fanelli, Business Development Officer, at 661.212.2603.