First Cal helps buyers make smart choices for affordable home loans
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Home Loans and the Home Purchase Process

Congratulations on starting your journey to homeownership.

You have taken the first step to homeownership- getting informed! There is nothing more important in the home purchase process than understanding your options. At First Cal we take pride in educating our homeowners so that you can make an informed decision that you can be proud of and more importantly that will mean a home loan that works for your lifestyle.

We have compiled a lot of information for you in our "get a loan" section and we'd love for you to check out these pages and start your journey to homeownership education. If at any time you'd like to contact one of our knowledgeable Mortgage Advisors to have some of your specific questions answered please do! You can use our getting started form on any of these pages or if you are ready to start the application process you can apply online quickly and easily from the below apply now link.

 

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GET STARTED

Contact one of our specialists to start building a plan for your future.

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Testimonials

  • As a first time homebuyer I had a lot of questions about the loan proccess. I was so surprised at how easy First Cal made the whole process feel and how quickly they got all of our documents submitted so that we could get into our new home

    - Kathleen

  • Heather

    Thank you so much for going above and beyond to help us close on our first home. We truly appreciate all the efficient communication and taking the extra time in answering all of our questions. The house is just perfect and we couldn't have done it without all of you.

    - Heather and Stephen Chiaro

  • Being a first time home buyer I had a ton of questions and wanted to close the best loan I could. First Cal helped me every step of the way by providing a loan officer that answered every question and held my hand through the process. They closed my loan in less than 30 days and got me the best rate of any company out there.

    - Heather