Security

How does browser security work?

Recent versions of most Internet browsers support the encrypted transmission of online documents and the data you enter on our web pages. This means that instead of sending readable text, both your browser and our web site's secure server encode all text using a security key. Thus, all data transferred between your browser and our web server is extremely difficult to decode in the unlikely event it is intercepted by an unauthorized party. The key used for encoding is a random number that is unique to your session at our secure web site.


Our web server uses a 40 bit random number (also known as International-grade encryption) as the key used to encode data. A 40 bit key corresponds to more than 1,000,000,000,000 possible unique random numbers. This means that in the unlikely event that an unauthorized computer was to attempt a brute force decryption of the secure data, the unauthorized computer would need to try up to one hundred billion passwords. Even if such a process was to succeed, the 40 bit key is only used for one session so the process would need to be repeated each time a visitor uses our secure web server. While no web security can be absolutely perfect, we use the industry standard protocols. If at any time you are not comfortable with applying online call First California Mortgage Company at 877.224.3262 and we will take your application over the phone.

How do I know if my browser supports the necessary security features?

If you are not sure your browser supports secure connections, click the link below. A new browser window will open and automatically check the security status of your browser, offering upgrade instructions if necessary. Click Here to check your browser

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Testimonials

  • As a first time homebuyer I had a lot of questions about the loan proccess. I was so surprised at how easy First Cal made the whole process feel and how quickly they got all of our documents submitted so that we could get into our new home

    - Kathleen

  • Heather

    Thank you so much for going above and beyond to help us close on our first home. We truly appreciate all the efficient communication and taking the extra time in answering all of our questions. The house is just perfect and we couldn't have done it without all of you.

    - Heather and Stephen Chiaro

  • Being a first time home buyer I had a ton of questions and wanted to close the best loan I could. First Cal helped me every step of the way by providing a loan officer that answered every question and held my hand through the process. They closed my loan in less than 30 days and got me the best rate of any company out there.

    - Heather