Why First Cal?

We believe pleasing people is good business.

There’s a feeling you get when you complete a major financial undertaking such as a home loan — a feeling of accomplishment. This is, after all, a complex transaction. And unless there were unexpected surprises along the way, you’ve gotten what you wanted on terms agreeable to you. At the same time, your loan has facilitated things of great value: perhaps a lower payment, a bigger house, money for college … these are the “feel good” factors that First Cal is inspired to create with every loan it makes.

It’s how we, working together with you, create prosperity. Because, when all is said and done, we’re about pleasing people, not closing loans. Closing a loan addresses a business objective. Pleasing a customer contributes yet another success story to our legacy, and creates prosperity for all parties to the transaction. We believe it’s good business.