- About Us
Get a Loan
- Home Purchase
- What To Expect
- Refinance Now
- Home Buying Tips
- What You'll Need
- Loan Types
- My Credit
- NMLS Consumer Access
- Glossary of Common Terms
- Apply Now
- Contact Us
First California Mortgage Company
Since 1977, First California Mortgage Company has been partnering with homeowners and business partners to fulfill the dream of homeownership. Our flexible loan programs and straightforward talk about mortgage financing adds to our legacy. We know that all home loans are important, and with every loan we fund, we are fulfilling our promise to customers, partners and colleagues: together we can achieve prosperity.
There is nothing more important in the home loan process than understanding your mortgage loan options. First Cal offers a wide variety of home mortgage loans so that you can find the right option to fit your goals. You can be assured your First Cal Mortgage Professional will ask you important questions to help ensure that you are looking at the right mortgage loans for your needs.
First Cal offers more than just conventional Conforming loans. We also offer, government loans such as Federal Housing Administration (FHA), Veterans Administration (VA), and USDA as well as Jumbo, high balance, and even Streamline Refinance loans. No matter which loan fits your needs you can be assured First Cal will handle your home loan with transparency and professionalism.
With nearly four decades of experience, First Cal understands what it takes for our clients to prosper. Being a client-oriented company with strong values is why First Cal is an industry leader. First Cal’s efficient and diligent internal support staff allows Loan Officers to focus their time and energy on the needs of their clients. Our loan officers pride themselves on building and maintaining the trust of their clients by being honest and upfront. Helping clients be successful in reaching their goals and realizing their dreams is the number one priority for First Cal Loan Officers. Whether you prefer to apply online for a home loan or work with a professional loan officer, you can rest assured your loan is a priority. Online home loans are a assigned to a dedicated loan officer just as a regular home loan would be.
First Cal’s strong values are not only apparent in customer dealings but can be seen across company practices. First Cal is a proud sponsor of several charities. In 2012 alone, First California Mortgage Company donated a total of $7,500 to the American Cancer Society, $1,500 to the It’s All About The Kids Foundation, and $7,500 to the Okizu Foundation, which offers week long camps for children with cancer and their families. First Cal is committed to serving not only clients but the community as well.
First Cal employs Loan Officers who specialize in a wide variety of loans. For first time home buyers, First Cal has loan officers who specialize in helping you use down payment grants and silent second loans. Whether it is a VA, FHA, or Jumbo loan First Cal has a loan specialist to support you every step of the way. You can trust First Cal to be up-to-date with all government and assistance programs. Through December 31, 2013 First Cal is proud to offer the HARP 2.0 refinance program, as well as Homepath Mortgage loans. And unlike a bank or internet lender, First Cal has in-house underwriting, a local appraiser and most importantly personalized attention.
Whether you are looking for a personal home mortgage loan or a mortgage loan on an investment property, First Cal can get you the mortgage that fits your needs. Our trustworthy, honest and straight forward business practices and employees make First Cal the best choice for you.
Contact one of our specialists to start building a plan for your future.
STAY UPTO DATE
As a first time homebuyer I had a lot of questions about the loan proccess. I was so surprised at how easy First Cal made the whole process feel and how quickly they got all of our documents submitted so that we could get into our new home
Thank you so much for going above and beyond to help us close on our first home. We truly appreciate all the efficient communication and taking the extra time in answering all of our questions. The house is just perfect and we couldn't have done it without all of you.
- Heather and Stephen Chiaro
Being a first time home buyer I had a ton of questions and wanted to close the best loan I could. First Cal helped me every step of the way by providing a loan officer that answered every question and held my hand through the process. They closed my loan in less than 30 days and got me the best rate of any company out there.