• We Did It Again.

    Voted Top 100 Mortgage Company 3 years in a row
    by Mortgage Executive Magazine.

  • Great Rates.

    Mortgage rates are still near historic lows. Don't miss out!

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  • Buying a Home?

    Direct-lender rates, the highest level of service, and fast, smooth closings.

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  • Underwater home loan?

    Now, thanks to HARP II, you may still be able to refinance.

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Get started.

Start building a better future, today.

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Financing a new home?

Get the best purchase loan for your long-term needs. First Cal makes the process easy.

Lower your loan payments!

Direct-lender rates, the best loan programs, and you could close in as few as 21 days!

FHA Loans: 3.5% down

If you are limited on cash for a down payment, an FHA loan may be a perfect choice.

15-year fixed: Act Now!

Nothing beats the rate on a 15-year fixed. Lock in a super-low rate today.


The Diamond Lane, by First Cal.

The Diamond Lane: exclusively by First Cal

If your purchase loan meets certain criteria, you can close in as few as 21 days!


Want to hear why tens of thousands of customers choose First Cal?

  • Highly experienced agents with your best interests in mind - - not the bank's.
  • Access to a full range of mortgage products.
  • Great rates.
  • Fast closings, frequently in under 21 days.
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