First California Mortgage Company

There is nothing more important in the home loan process than understanding your mortgage loan options. First Cal offers a wide variety of home mortgage loans so that you can find the right option to fit your goals. You can be assured your First Cal Mortgage Professional will ask you important questions to help ensure that you are looking at the right mortgage loans for your needs.

First Cal offers more than just conventional Conforming loans.  We also offer, government loans such as Federal Housing Administration (FHA), Veterans Administration (VA), and USDA as well as Jumbo, high balance, and even Streamline Refinance loans. No matter which loan fits your needs you can be assured First Cal will handle your home loan with transparency and professionalism.

With nearly four decades of experience, First Cal understands what it takes for our clients to prosper. Being a client-oriented company with strong values is why First Cal is an industry leader. First Cal’s efficient and diligent internal support staff allows Loan Officers to focus their time and energy on the needs of their clients. Our loan officers pride themselves on building and maintaining the trust of their clients by being honest and upfront. Helping clients be successful in reaching their goals and realizing their dreams is the number one priority for First Cal Loan Officers. Whether you prefer to apply online for a home loan or work with a professional loan officer, you can rest assured your loan is a priority. Online home loans are a assigned to a dedicated loan officer just as a regular home loan would be.

First Cal’s strong values are not only apparent in customer dealings but can be seen across company practices.  First Cal is a proud sponsor of several charities.  In 2012 alone, First California Mortgage Company donated a total of $7,500 to the American Cancer Society, $1,500 to the It’s All About The Kids Foundation, and $7,500 to the Okizu Foundation, which offers week long camps for children with cancer and their families. First Cal is committed to serving not only clients but the community as well. 

First Cal employs Loan Officers who specialize in a wide variety of loans. For first time home buyers, First Cal has loan officers who specialize in helping you use down payment grants and silent second loans. Whether it is a VA, FHA, or Jumbo loan First Cal has a loan specialist to support you every step of the way.  You can trust First Cal to be up-to-date with all government and assistance programs.  Through December 31, 2013 First Cal is proud to offer the HARP 2.0 refinance program, as well as Homepath Mortgage loans.  And unlike a bank or internet lender, First Cal has in-house underwriting, a local appraiser and most importantly personalized attention. 

Whether you are looking for a personal home mortgage loan or a mortgage loan on an investment property, First Cal can get you the mortgage that fits your needs. Our trustworthy, honest and straight forward business practices and employees make First Cal the best choice for you.