Take advantage of tody’s low rates: Convert any high-interest debt to low-interest mortgage debt now, while rates are still near historic lows. .
Simplify your world. Take multiple bills, each building up interest at a high rate, and make one low-interest monthly payment.
Interest is often tax-deductible. Mortgage interest, unlike credit card interest, is often tax deductible. See your tax advisor.
Pay off those debts faster, as a result. In reducing the total interst paid, you could pay off those debts faster. That can even improve your credit score – – a nice bonus!
Why you should choose First Cal
Low Direct-Lender Rates. First Cal has access to the widest variety of mortgage programs at great rates.
More Experienced Advisors. First Cal has closed tens of thousands of loans, coast-to-coast. Our advisors are seasoned professionals, not call-center operators. You can rest assured that you’re getting the best advice in the industry. Unlike some lenders, take extra care to make sure you get the right loan for your needs.
Low Costs, Fast Closings. We handle all aspects of the loan transaction in-house, from application, through underwriting, and all the way through closing. That keeps costs low, and turn-times fast!
Popular Loans for Debt Consolidation
FHA Loan. A very popular loan for debt consolidation because it can go to 96.5% Loan-to-Value ratio..
Fixed Loan. A 30-year fixed is still the most popular loan because the payment never changes and rates are still near historic lows — great for debt consolidation..
VA Loan. A great choice for veterans and active servicemembers to consolidate debts.